Superbank

Ikhtisar Data Keuangan Penting
(Periode 5 Tahun)

1. Balance Sheet

Dalam Jutaan Rp In Million IDR
Ikhtisar Data Keuangan 2021 2022 2023 2024 2025 Financial Data Overview
Total Kredit (Bruto) 634.196 938.044 2.920.823 6.426.416 9.618.259 Total Loan (Gross)
Jumlah Aset 2.717.856 3.995.632 5.556.074 11.395.094 21.282.312 Total Asset
Total Dana Pihak Ketiga 742.506 370.828 921.706 4.942.826 11.827.129 Total Third Party Funds
Jumlah Liabilitas 767.500 450.379 1.187.737 6.147.562 13.117.718 Total Liability
Jumlah Ekuitas 1.950.356 3.545.253 4.368.337 5.247.532 8.164.594 Total Equity

2. Profit & Loss

Dalam Jutaan Rp In Million IDR
Ikhtisar Data Keuangan 2021 2022 2023 2024 2025 Financial Data Overview
Pendapatan Bunga Bersih 71.316 151.742 301.104 606.844 1.576.274 Net Interest Income
Pendapatan Operasional selain Bunga 3.647 2.288 14.049 31.115 40.264 Non-Interest Income
Jumlah Beban Operasional (116.010) (353.226) (806.525) (1.029.152) (1.473.265) Total Operating Expenses
Laba (Rugi) sebelum Pajak Penghasilan (41.046) (199.196) (491.372) (391.193) 143.273 Profit (Loss) before Tax
Laba (Rugi) Bersih (33.794) (155.187) (385.101) (366.367) 99.684 Net (Loss) Profit
Penghasilan Komprehensif Lain setelah Pajak (7.976) (13.200) (799) (18.590) (76.726) Other Comprehensive Income, net of tax
Total Laba (Rugi) Komprehensif Tahun Berjalan (41.770) (168.387) (385.900) (384.957) 22.958 Total Comprehensive Profit (Loss) for the Year
Laba (Rugi) Bersih Tahun Berjalan yang dapat diatribusikan kepada: Net Profit (Loss) for the Year attributable to:
- Pemilik (33.794) (155.187) (385.101) (366.367) 99.684 - Owners
- Kepentingan Non Pengendali - - - - - - Non-controlling interests
Total Laba (Rugi) Bersih Tahun Berjalan (33.794) (155.187) (385.101) (366.367) 99.684 Total Net Profit (Loss) for the Year
Laba (Rugi) Komprehensif Tahun Berjalan yang dapat diatribusikan kepada: Total Comprehensive Income (Loss) for the Year attributable to:
- Pemilik (41.770) (168.387) (385.900) (384.957) 22.958 - Owners
- Kepentingan Non Pengendali - Non-controlling interests
Total Laba (Rugi) Komprehensif Tahun Berjalan (41.770) (168.387) (385.900) (384.957) 22.958 Total Comprehensive Profit (Loss) for the Year
Laba Bersih per Saham (dalam satuan rupiah) - - - - - Net Profit per Share (in rupiah)

3. Financial Ratios

Dalam Persentase (%) In Percentage (%)
Rasio Keuangan 2021 2022 2023 2024 2025 Financial Ratios
Kewajiban Penyediaan Modal Minimum (KPMM) 174,31 253,62 185,63 95,84 93,24 Capital Adequacy Ratio (CAR)
NPL Gross 4,39 5,44 3,80 2,27 2,60 Gross NPL
NPL Net 2,82 2,08 1,06 0,35 0,68 Nett NPL
Return on Asset (ROA) (2,47) (5,72) (10,86) (4,93) 0,92 Return on Asset (ROA)
Return on Equity (ROE) (3,08) (5,53) (10,70) (7,50) 1,97 Return on Equity (ROE)
Margin Bunga Bersih (NIM) 4,94 4,77 7,18 7,88 10,64 Net Interest Margin (NIM)
Rasio Kredit terhadap Simpanan (LDR) 89,93 252,96 316,89 130,01 81,32 Loan to Deposit Ratio (LDR)