Tariff, Fees, Limits & Interests
| Bank Transfer Fee in Superbank Mobile Banking App | |
|---|---|
| Product | Tariff & Fees |
| Real-time Online Transfer (RTOL) & BI-FAST | Free transfers (accumulated from RTOL & BI-FAST) up to 200X per month. |
| There will be a fee of IDR 6.500 per transfer for RTOL, after the free transfer quota expires. | |
| There will be a fee of IDR 2.500 per transfer for BI Fast, after the free transfer quota expires. | |
| The fee includes a charge imposed by Bank Indonesia of IDR 19 (excluding VAT). | |
| Clearing (SKNBI) Service Fees for Non-Digital Services | ||
|---|---|---|
| Fee Types | Superbank Fee to Customer | Fee from Bank of Indonesia |
| Clearing Transfer Fee (SKNBI) | IDR 2.900 | IDR 1 |
| Clearing Deposit | IDR 2.000 | IDR 1.000 |
| Clearing Rejection | IDR 125.000 | IDR 100.000 |
| BI-RTGS Service Fees for Non-Digital Services | |||
|---|---|---|---|
| Fee Types | Operating Hours (WIB) | Superbank Fee to Customer | Fee from Bank of Indonesia |
| Single Credit Transaction | Period I : 08.00 - 10.00 | IDR 25.000 | IDR 6.000 |
| Period II : > 10.00 - 14.00 | IDR 25.000 | IDR 15.000 | |
| Period III : > 14.00 - Cut Off | IDR 25.000 | IDR 21.000 | |
| Top-up & Bayar Admin Fee | |
|---|---|
| Product Category | Admin Fee |
| Mobile Credit | IDR 0 - IDR 2,000 |
| Data Package | IDR 0 - IDR 2,000 |
| E-Wallet | IDR 0 - IDR 2,000 |
| Post Paid Electricity Bills | IDR 0 - IDR 3,000 |
| Electricity Tokens | IDR 0 - IDR 3,500 |
| Transaction Limits on the Superbank Mobile Banking Application | |||
|---|---|---|---|
| Transaction Type | Minimum Limit (Per Transaction) | Maximum Limit (Per Transaction) | Maximum Limit (Per Day) |
| Transfer to another Superbank account | IDR 1 | IDR 1.000.000.000 | IDR 1.000.000.000 |
| Transfer to another bank account (RTOL) | IDR 10.000 | IDR 100.000.000 | IDR 300.000.000 |
| Transfer to another bank account (BI-Fast) | IDR 10.000 | IDR 250.000.000 | IDR 1.000.000.000 |
| QRIS | IDR 1 | IDR 10.000.000 | IDR 25.000.000 |
| Top-Up & Payment Transaction | IDR 1 or according to the denomination | Specifically for e-Wallet top-ups, the limit per transaction is IDR 20.000.000** | IDR 100.000.000* |
| * The daily transaction limit of IDR 100.000.000 applies cumulatively to all transactions made through Top-Up and Pay services on the Superbank application. The daily transaction limit includes administrative fees. ** Superbank also sets a per-transaction limit for e-Wallet top-ups. If the cumulative top-up amount across various platforms exceeds the limit stipulated under Bank Indonesia (BI) regulations, the top-up transaction through Superbank will be declined to ensure compliance with BI regulations. | |||
| Transaction Limit on Partner App | ||
|---|---|---|
| Partner / Product | Limit Type | Limit Amount |
| Grab | Minimum Limit/Transaction | IDR 1 |
| Maximum Limit/Transaction | Applying Partner's limit | |
| Maximum Limit/Daily* | IDR 3.000.000 | |
| OVO Nabung | Limitation per transaction | IDR 20.000.000 per transaction |
| Daily limitation | IDR 40.000.000 per day | |
| Top up limitation through OVO top up channel | IDR 40.000.000 per month | |
| Top up limitation through Bank channel | None | |
| * The customer can reduce the limit to less than IDR 3.000.000, depending on their preference. | ||
| Transaction Limit for Non-Digital Services | |||
|---|---|---|---|
| Service Types | Minimum Transaction | Maximum Transaction | Maximum per Day |
| BI-FAST | IDR 10.000 | IDR 250.000.000 | IDR 1.000.000.000 |
| SKNBI | IDR 1 | IDR 1.000.000.000 | - |
| BI-RTGS | IDR 100.000.000 | - | - |
| Kliring Warkat Debet | - | IDR 500.000.000 | - |
| Debit Card Transaction Limit | |||
|---|---|---|---|
| Transaction Type | Minimum Limit/Transaction | Maximum Limit/Transaction | Maximum Limit/Day |
| Cash Withdrawal at ATM | IDR 1 | IDR 15.000.000 | IDR 15.000.000 |
| Fund Transfer at Domestic ATM | IDR 10.000 | IDR 50.000.000 | IDR 50.000.000 |
| Transactions at Merchants | IDR 1 | IDR 200.000.000 | IDR 200.000.000 |
| Online Merchant Transactions via Non-3DS Method | IDR 1 | IDR 10.000.000 | IDR 10.000.000 |
| Contactless Transactions for International Transactions | IDR 1 | IDR 10.000.000 or following the applicable regulations in each country | IDR 10.000.000 or following the applicable regulations in each country |
| Interest Rate for Savings, Saku, Celengan, and OVO Nabung | |
|---|---|
| Product Type | Interest Rate (%p.a) |
| Main Savings | 5%* p.a. |
| Saku by Superbank | 5%* p.a. |
| Celengan by Superbank | 10% p.a. |
| OVO Nabung | 5%* p.a. |
| * The interest rates for Main Savings Account, Saku, and OVO Nabung are effective starting January 6, 2025. | |
| Term Deposit Interest and Tenure | |||||||
|---|---|---|---|---|---|---|---|
| Deposit amounts | 7 Days | 14 Days | 1 Month | 3 Months | 6 Months | 9 Months | 12 Months |
| IDR 500.000 - IDR 1.000.000.000 | 6.00% | 6.00% | 7.50% | 7.50% | 7.50% | 7.50% | 7.50% |
| > IDR 1.000.000.000 | 6.00% | 6.00% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
| * Interest rates may change at any time. Banks can change the interest rate provisions by notification to customers via the Bank's media and communication channels. | |||||||