Set Your Own Disbursement, Set Your Own Repayment
Make Pinjaman Atur Sendiri (PAS) as your financial solution - quick, easy and you can set the tenor & maturity date as you like. Just submit your information through the Superbank, Grab or OVO apps.
Download Superbank app and prepare e-KTP
You can download it on the Google Play Store or Apple App Store and just with your e-KTP you can open your account & PAS!
Fill E-Form
Complete your data and follow the instructions requested
Select Loan Source
Make sure the balance in the funding source is sufficient to pay the installments
Fill additional E-Form
Complete your data and follow the instructions requested
Face Verification
Make sure the location and background of your photo are bright for taking selfies and take off your mask, hat and glasses to increase the success of the face verification process






*Loan limits and interest will vary, depending on the bank's decision
Enter The Amount
You can withdraw loans starting from IDR 200,000
Set Tenor & Due Date
You can arrange it yourself, according to your needs!
Double Check Loan Details
Make sure it matches what you filled in
Confirm Withdrawal
Withdrawing loans requires your PIN to be safe
Successfully Withdraw
In a matter of seconds the loans will be transferred to the Main Savings Account
Pay Installments via The Loan Dashboard
Click ‘Pinjaman Atur Sendiri’ icon
Double Check Payment Amount
Make sure as per what you want to pay
Select Loan Source
Make sure the balance in the funding source is sufficient to pay the installments
Confirm Installment Payments
Payment of funds requires your PIN to be safe
Successfully Payment
You can relax while waiting for the next due date
General Requirement | |
General Requirement:
| Documents for application: e-KTP Procedure: Customers must fulfill the General Requirements and complete the required documents to apply for this product. |
Rates & Fees | |
Interest Fees | Start from 0.03% flat per day. |
Late Fees | 0.1% flat per day from the overdue amount. |
Admin Fee | Start from 2.90%, deducted directly from the disbursement amount. |
Early Payment Fees | Free, valid from 21 September 2026. |
