Series #1 - Introduction to Sustainability; “Sustainability Superheroes: Reimagining Environmental, Social, and Governance (ESG) for Superbank.”

(Event: January 16 - Sustainability Starts Here: Laying the Foundation at Superbank)

Superbank marked a significant milestone by launching its first internal ESG/Sustainability introduction session. Designed to build foundational awareness, the session explored the “what” and “why” of sustainability reporting and emphasized how ESG is not merely a compliance requirement—but a long-term strategic advantage. We delved into the global movement toward transparency, accountability, and stakeholder-driven governance that is reshaping the banking industry.

Participants also gained insights from best practices shared by Kakao Bank and Grab, both of which have integrated ESG into their digital business models. The session concluded with the introduction of Superbank’s initial ESG workplan, outlining key focus areas such as responsible financing, governance maturity, and social impact. This session served as a call to action—encouraging every Superbanker to take part in shaping a more responsible and resilient organization.

Series #2 - Women Empowerment Session (International Women's Day 2025)

(Event: March 10 – Empowering Change: Women Leading Sustainability at Superbank & Launch of SuperWOMEN (and Allies) Club)

In celebration of International Women’s Day 2025, as part of its sustainability commitment, Superbank proudly launched SuperGROW – as our sustainability aspiration for the coming years. As the name suggests, SuperGROW embodies our commitment to continuous growth and evolution in our sustainability efforts, adapting to ever-changing stakeholder expectations and market dynamics. The event also marked the debut of the Super-WOMEN speaker series, where inspiring female leaders shared their personal journeys—highlighting resilience, purpose, and growth in both professional and personal realms. These powerful stories underscored the critical role women play in shaping a more inclusive and sustainable future.

To Superbank, Superwomen is more than a theme—it’s a movement. It reflects our commitment to supporting female leadership across all levels, from executive roles to emerging talents, as well as women entrepreneurs in the broader community. Through this lens, we aim to nurture a future where women have the tools, networks, and confidence to lead boldly and authentically. This includes mentoring programs, inclusive policy reforms, and community partnerships that elevate female-led small businesses.

The celebration also saw the official launch of the Super-WOMEN (and Allies) Club, a platform for women within Superbank to connect, grow, and lead. A series of activities—including financial wellness sessions, career-building workshops, and inspiring talks—will continue through April, culminating in a special tribute on Kartini Day. As we celebrate women’s contributions, Superbank is laying the foundation for a future where every woman can thrive, inspire, and lead the way forward.

Series #3 - Super-WOMEN Talkshow “Modal, Mimpi, dan Masa Depan: Untuk Perempuan”

(Event: March 20 – Dream Capital: Building Futures Through Inclusive Finance)

The talk show Modal Mimpi Masa Depan brought together changemakers who believe in the transformative power of access—access to capital, education, and opportunities. In partnership with Katrina Inandia, Head of Impact & Sustainability of Amartha and inspiring women MSME entrepreneurs and Yudhi Pradana, Executive Director of B Market Builder Movement advocates, the discussion spotlighted how inclusive finance can spark real-world impact. Ibu Siti Aminah shared personal stories of starting and scaling businesses through microloans, turning aspirations into livelihoods.

Adding a practical lens to the conversation, Melisa Hendrawati, Superbank’s CFO joined the stage to share financial insights that help empower women in managing their personal and business finances. Her session focused on helping participants understand and manage their money wisely—laying the groundwork for financial freedom. The guidance shared was especially valuable for both aspiring entrepreneurs and young professionals eager to gain control over their economic future.

The event also focused on the next generation. With young female leaders in the audience, we introduced the importance of financial literacy and the broader vision of using business as a force for good. Through the various lenses, the talk highlighted how profitability and purpose can go hand in hand. Superbank remains committed to advancing inclusive growth—investing in those who are often underserved but full of potential.

Series #4 - Superbank Celebrates Kartini Day with “Honoring Kartini's Legacy in Today's World”

(Event: April 21, 2025 – Kartini Day Celebration)

As the culmination of the Super-WOMEN series, Superbank hosted an inspirational talkshow featuring the journey stories of two accomplished female leaders and one special male ‘ally’ in the financial industry.

Superbank held a Kartini Day celebration with the theme “Honoring Kartini's Legacy in Today's World” on Monday, April 21, 2025. The event, held at Superbank's Head Office, marked the closing of the Super-WOMEN series, which had been started since March 10, 2025,

Inspiration from Accomplished Leaders

The event featured three accomplished speakers, Rustini Dewi - Member of Superbank’s Audit Committee and Risk Oversight Committee, Cut Azia - Chief of Internal Audit Superbank, and Qiyam Padriansy - Superbank’s Treasury and Asset Liability Management Lead, in an interactive and casual talkshow, each shared reflections on their career journeys, strategies for facing various challenges as women in banking industry, balancing assertiveness with empathy in leadership roles, mitigating overthinking and burnout under pressure and maintaining a balance between leadership responsibilities in a professional setting and familial obligations.

As we believe that achieving gender equality is a shared responsibility, men, as allies, are an essential part of women's support system, empowering both women and men to actively advocate for and champion meaningful change.

Engaging Activities

In addition to the inspirational talkshow, Superbank also organized various engaging activities to celebrate Kartini Day, including:

• Fun Challenge for Allies: A special challenge for Superbank’s Allies (male employees) to upload photos or videos of activities symbolizing support for the women in their lives.
• Kartini Look-Alike Contest: A competition to find employees with the most resemblance to Kartini on April 21, 2025.
• Wall of Female Leaders: A nomination program with categories for Queen of Ideas and People's Leader determined by voting.

Through these discussions, participants were expected to gain new insights into the strategic role of women in leadership and transformation in the professional world, while honoring the legacy of R.A. Kartini's spirit in the context of the modern workplace.

Series #5 - Pathways to Green and Inclusive Products; Sustainability Collaboration with Grab Indonesia

(Event: June 11, 2025 - Pathways to Green and Inclusive Products)

In line with its commitment to fostering sustainable economic growth, Superbank hosted an insightful knowledge-sharing session titled “Pathways to Green and Inclusive Products” on June 11, 2025. The event featured Rivana Mezaya, Director, Digital & Sustainability at Grab Indonesia, who shared actionable strategies on empowering communities through technology and sustainable initiatives.

Rivana Mezaya highlighted Grab's journey as a triple bottom line company (people, profit, and planet), showcasing how their platform has created significant earning opportunities for millions of driver and merchant partners across Southeast Asia. A key part of the discussion centered on how technology can break down barriers to entry, providing sustainable livelihoods for many, including women and persons with disabilities.

A compelling case study presented was Grab's Electric Vehicle (EV) financing program, a prime example of how the Super-GREEN and Super-OPPORTUNITY pillars can intersect. The program not only contributes to a greener environment by reducing carbon emissions but also access to financial solution which directly boosts driver-partners' income by significantly lowering their operational costs. This real-world example illustrates how sustainable practices can create powerful economic advantages for individuals and small businesses.

The session sparked meaningful discussions on how businesses can balance purpose and profitability. It marked one of Superbank's early steps toward developing solutions that promote better opportunities, support financial inclusion, and contribute to a greener future-reinforcing our commitment to long-term ESG goals.

The event marks another step in Superbank's journey to embed its SuperGROW values into its core business practices. The insights gained will be instrumental in strengthening Superbank's capacity to develop and offer financial products that serve the underserved community and the planet.

Series #6 - Fostering a Safe and Respectful Workplace at Superbank with Bullyid

(Event: August 27, 2025 - Creating a Safe and Respectful Workplace)

Superbank reaffirmed its dedication to creating a secure and inclusive work environment by hosting the “Creating a Safe & Respectful Workplace.” This vital session featured insights from an inspiring lawyer-turned entrepreneur and activist Agita Pasaribu, Founder of the Bullyid App and our beloved Chief Human Resources Officer, Ike Nerfita, Chief Human Resources Officer at Superbank,, shared valuable insights on how organizations can foster environments free from harassment and discrimination. At the same time, emphasized how Superbank embedding safety, respect, and inclusivity into our workplace culture — ensuring that every employee feels secure, valued, and empowered to contribute. Together, this collaboration reflects a shared commitment to shaping workplaces that are not only productive, but also humane, supportive, and future-ready.

Agita further shared how best to tackle bullying and harassment in practical, actionable ways — from building awareness and early intervention, to ensuring reporting systems are trusted and effective. Importantly, she highlighted the need to address the “grey areas,” where behaviors may not appear as outright bullying but still create discomfort, exclusion, or pressure in the workplace. Recognizing and acting on these subtleties is critical to truly cultivating a safe and respectful environment.

At Superbank, we actively encourage a “speak up” culture — empowering employees to voice concerns, share feedback, and raise issues without fear of retaliation. This also includes speaking up when we witness acts of bullying or harassment affecting our peers, or when we personally experience situations that make us feel uncomfortable. By strengthening this culture of openness, we aim to ensure that every Superbanker feels heard and supported, and that problems are addressed early before they grow into bigger challenges. Speaking up is not only a right, but also a shared responsibility in building a safe, respectful, and trustworthy workplace. The event sparked a meaningful dialogue on the shared responsibility of creating a safe environment for all. This initiative is a core part of Superbank's mission to embed its SuperGROW values into every aspect of its operations. The insights gained will be instrumental in strengthening Superbank’s internal policies and ensuring the company remains a place where everyone can thrive, contributing to a healthier and more productive workforce.

Building Homes, Knowledge, and Brighter Futures Together

On 2–3 September 2025, Superbank was humbled and honored to take part once again in a meaningful community development program in Desa Daon, Rajeg, Banten, alongside our shareholder Kakaobank, Habitat for Humanity Indonesia, and Habitat for Humanity Korea.

This year marked Superbank’s second year of participation. Our contribution included building one housing unit for the local community, complemented by a dedicated Financial and Digital Literacy Day for junior high school students. The program was designed to be both educational and fun, equipping students with practical skills to thrive in today’s digital era.

Highlights included:

• 🎲 Interactive games simulating saving, budgeting, and digital transactions
• 📱 Demonstrations on safe and responsible use of digital banking tools
• 💬 Volunteer-led discussions on financial planning and digital readiness
• 🏆 Competitions and rewards that encouraged engagement and reinforced key lessons

Through these activities, Superbank aimed to empower younger generations with financial knowledge and digital skills, ensuring our impact goes beyond bricks and mortar toward long-term community resilience.

Meanwhile, this program also marked the third year of partnership between Kakaobank and Habitat for Humanity Indonesia. With the support of 20 volunteers from Kakaobank Korea, the initiative successfully delivered:

• 🏡 Construction of two housing units for families in need
• 🖥️ Establishment of an ICT Lab at SMK Bhakti Pertiwi to enhance digital learning
• 🇰🇷 A Korean cultural exchange session for junior high school students, fostering cross-cultural connection and inspiration

💚 Together, Superbank and Kakaobank are proud to support Habitat for Humanity in initiatives that not only build homes, but also build knowledge, resilience, and brighter futures for younger generations and their communities.

Series #8 - One Year Rising - Lead with a Purpose.
Celebrating the 1st Anniversary of Super Women Club & Allies (SWCA) and Commemorating International Women's Day.

What started a year ago as an initiative to create a supportive space for women has grown into a vibrant community where women and allies come together to learn, support one another, and grow as leaders.

The presence of our senior management team in this 1st Anniversary event on Mon., Feb. 16th 2026, reflects how important it is for organizations to continue fostering an environment where leadership is inclusive and opportunities are open for everyone to thrive.

The event was officially opened by Sinta Karolina Viyatarini , Chairwoman of SWCA, who set the tone by reflecting on the purpose behind the community. - creating a space where women can lift one another and allies play an equally important role in enabling inclusive leadership. A highlight of the evening was the inspiring leadership sharing from Ibu Melisa Hendrawati , CFO Superbank, who generously shared her personal leadership journey — the challenges, lessons, and perspectives that shaped her along the way. The discussion sparked great engagement, with many thoughtful and curious questions from the audience, showing how eager our community is to learn and grow.

What makes SWCA special is not only the women who are part of it, but also the allies who stand beside them — colleagues who believe that when women succeed, organizations and communities become stronger.

To mark this special moment, we celebrated with a tumpeng cutting ceremony, symbolizing gratitude for the journey we’ve had and hope for the journey ahead. The evening then continued with breaking fast together, creating a warm moment of connection, reflection, and togetherness.

This first year reminds us that meaningful change does not happen alone. It happens when women and allies rise together — supporting, empowering, and inspiring each other.

And this is only the beginning.

Here’s to many more years of women leading with purpose and allies walking alongside them.

Building Hope, One Home at a Time

Superbank, together with Habitat for Humanity Indonesia, held its first CSR Day in 2024 through the 28UILD program—an initiative inspired by the spirit of Indonesia’s Youth Pledge Day. On 26 October 2024, fourteen Super Squad volunteers joined over 700 others to build and renovate 71 homes and plant more than 450 trees across Tangerang, Gresik, and Batam.

The activity reflected Superbank’s commitment to Making an Impact, strengthening the spirit of togetherness and creating meaningful change for families in need. Through collaboration and volunteerism, our people showed that small acts, when done together, can build something truly lasting.

Sharing Stories, Spreading the Joy of Ramadan

In collaboration with BenihBaik.com, Superbank hosted a heartwarming iftar gathering with the children of Yayasan Insan Amalia in Central Jakarta as part of our internal Ramadan campaign, #BerkahOVONabung. The event brought employees together to share not only meals, but also stories, laughter, and the joy of giving—embracing the true spirit of Ramadan: compassion, togetherness, and gratitude.

This initiative reflected Superbank’s belief in Making an Impact beyond banking—by fostering empathy, kindness, and connection within our community. At Superbank, we believe impact isn’t always measured in numbers; sometimes, it’s found in the smiles we share and the lives we touch. 💜

Stronger Together: Building Homes, Empowering Communities

In September 2025, Superbank joined hands with KakaoBank, one of our shareholders, and Habitat for Humanity Indonesia in a two-day volunteering program in Desa Daon, Tangerang. Around 30 Super Squad volunteers participated in this meaningful initiative, helping to build homes for underprivileged families while also conducting financial literacy sessions for junior high school students in the community.

The collaboration reflected Superbank’s core value of Making an Impact—contributing not only through physical effort, but also by sharing knowledge that can empower the younger generation. As we continue to strengthen our partnership with KakaoBank, this joint effort stands as a testament to our shared commitment to creating positive change and building a more inclusive future for Indonesian communities.